Downsizing

Downsizing

Sometimes your home may feel too large or no longer suited to your needs. There is no obligation to move, but if you are considering downsizing, we are here to support you.

We can help you understand your options, including applying through the Somerset housing register (Homefinder Somerset) and exploring suitable homes that better match your household.

We can also arrange a home visit to talk through your circumstances and explain how the Home Moves Plus Incentive Scheme may be able to support you with your move, for example through practical or financial assistance.

*Support through this scheme is subject to eligibility criteria and funding availability.

Bedroom Tax

You may also decide to downsize if you are affected by the Bedroom Tax. The Under Occupancy Charge or Spare Room subsidy, also known as Bedroom Tax, was introduced by the Government in April 2013.

Bedroom tax affects anyone of working age and your housing support (Housing Benefit or Universal Credit housing costs) may be reduced by:

• 14% if you are deemed to have one spare bedroom or
• 25% if you have two or more spare bedrooms.

Couples and adults will still be entitled to their own bedroom. However:

• A boy or girl under the age of 10 are expected to share with each other
• A boy or girl over 10 and under 16 years are expected to share with a child of the same sex as them
• You may be deemed to have a spare bedroom if your child/children do not live with you all the time

A severely disabled youngster may be able to have their own room – for example, if they would seriously disrupt the sleep of another child if they were to share.

Other exceptions can apply if you are a foster carer, have an overnight carer, an adult child serving in the armed forces who is away on duty or is a student who normally lives at home.

These rules are a general guide. Your individual circumstances will be assessed.

If you are concerned about how the bedroom tax could affect you, please contact us for free and confidential advice.